First Time Buyers

Sept. 16, 2019

Things to Avoid *AFTER* Applying for a Mortgage

Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be ...

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Sept. 14, 2019

What Is the Probability That Home Values Sink?

With the current uncertainty about the economy triggered by a potential trade war, some people are telling themselves to wait to purchase their first home or move-up to their dream house because they think or hope home prices will drop over the next few years. However, the experts disagree with ...

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April 2, 2019

Early Spring Real Estate Update

Back in November, which means before the extreme cold snap and mountains of snow descended on us, I wrote a post explaining what was going on in the market.  There was a strange doomsday rumor circulating, that everything was going to crash, and there would be deals galore.   ...

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Dec. 12, 2018

Our Buyers Guide to Mortgage Pre-Approval

Picture this:  You are sitting in a hallway, waiting for a stranger in a suit to size you up and decide if you’re worthy as a potential homeowner.  Your palms sweat and your breath gets a little quicker. You’re one step closer to owning your own home, but ...

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Nov. 15, 2018

Wondering whats going on in the market?

You have probably been noticing more price reductions, and more properties coming on market lately.  Many people have been waiting for a change, a shift from the crazy lack of inventory and bidding wars that we witnessed earlier in the year.

Some of you (hello buyers!) are hoping for ...

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June 6, 2018

Top 12 Apps for Homeowners & Renters

                                                                                                                                                           

More than 77 percent of people own a smartphone.1 The average person checks their smartphone 46 times a day, with people under the age of 24 checking it an average of 74 times a day.1 We check it while we’re waiting in line and during our ...

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Jan. 13, 2018

What is a FICO Score Anyway?

Another month, another rent payment that’s helping your landlord pay off the house or apartment where you’re living. Another month, another rent day spent pondering just how much equity you could have paid down on your own house by now. So, why not you? Why not now? Sure, buying a ...

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June 7, 2017

What’s Your Home Buying Power?

 

If you’re in the market for a new home or investment property, one of the first questions you’ll probably ask is, “What can we afford?” Many buyers become so caught up in how much they can afford that they don’t realize their total buying powerthat is ...

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Nov. 3, 2016

New Down Payment Gift Program

Check it out! The new HomeNow Down Payment Gift Program provides 3.5% or 5% of the total mortgage as a gift toward down payment and closing costs.

The gift does not require repayment, and no second lien or deed restriction will be placed on property title. HomeNow is not ...

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Oct. 14, 2016

Join Me! November First Time Homebuyers Course

When:  Nov 14th & 15th

What time:  5-9pm

Where:  Journey Church/The Commons, 1794 Baxter Lane

Instructor:  Page Huyette

Register: email Sarah De Jong at hbe@thehrdc.org

 

Are you ready to buy a home? How do lenders decide to make loans?

Join me for this eight hour ...

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