When: Nov 14th & 15th
What time: 5-9pm
Where: Journey Church/The Commons, 1794 Baxter Lane
Instructor: Page Huyette
Register: email Sarah De Jong at hbe@thehrdc.org
Are you ready to buy a home? How do lenders decide to make loans?
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What is Home Equity?
Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example:
Current Home Market Value $325,000
Existing Mortgage $225,000
Homeowner Equity $100,000
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The ‘smart home’ is the new ‘internet of things’, or objects that can serve you better by communicating with each other or directly with you through apps on your smart phone. In the ideal version of the wired future, all of our appliances and gadgets talk to each other …
Just like other fields, real estate has its own jargon. People in the industry throw around abbreviations and nicknames all the time:
FIZZBO (for sale by owner)
Transaction (when a home is under contract)
FHA or RD (Government backed loan programs)
Seller carry (when the …
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Maybe your dream home has the intricate details that you usually find only in older construction - wainscoting and crown molding in the interior, the front porch with a swing, an older tree shading the back yard, and the white picket fence.
Or maybe your dream …
Despite the grim economic outlook for some industries, one sector is gaining even more viability -- real estate investing. According to the 2016 Emerging Trends in Real Estate, which was released by the Urban Land Institute earlier this year, trends such as “18-hour cities” and millennial parents increasing moving from …
View MoreHow strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment. Don't fall in love with …
View MoreNo matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are my …
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You can't avoid paying taxes, and we all need to pay our fair share. However, paying your fair share shouldn't place an unjust burden on you. As a Montana homeowner, your tax burden is doubled because you pay both income and property taxes. To decrease that burden and …
Click the image to hear their story.
These first-time buyers came to me in an unusual way. By referral yes, but not your typical "hey, use this real estate agent, she is great" type of referral. I was selling a vacant buildable lot on the other side …