First Time Buyers

June 6, 2018

Top 12 Apps for Homeowners & Renters

                                                                                                                                                           

More than 77 percent of people own a smartphone.1 The average person checks their smartphone 46 times a day, with people under the age of 24 checking it an average of 74 times a day.1 We check it while we’re waiting in line and …

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Jan. 13, 2018

What is a FICO Score Anyway?

Another month, another rent payment that’s helping your landlord pay off the house or apartment where you’re living. Another month, another rent day spent pondering just how much equity you could have paid down on your own house by now. So, why not you? Why not now? Sure, buying …

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Nov. 3, 2016

New Down Payment Gift Program

Check it out! The new HomeNow Down Payment Gift Program provides 3.5% or 5% of the total mortgage as a gift toward down payment and closing costs.

The gift does not require repayment, and no second lien or deed restriction will be placed on property title. HomeNow is not …

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Oct. 14, 2016

Join Me! November First Time Homebuyers Course

When:  Nov 14th & 15th

What time:  5-9pm

Where:  Journey Church/The Commons, 1794 Baxter Lane

Instructor:  Page Huyette

Register: email Sarah De Jong at hbe@thehrdc.org

 

Are you ready to buy a home? How do lenders decide to make loans?

Join me for …

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Sept. 8, 2016

Closing Costs Explained

Just like other fields, real estate has its own jargon. People in the industry throw around abbreviations and nicknames all the time:

FIZZBO (for sale by owner)

Transaction (when a home is under contract)

FHA or RD (Government backed loan programs)

Seller carry (when the …

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July 18, 2016

Should You Buy a New or Existing Home?

Maybe your dream home has the intricate details that you usually find only in older construction - wainscoting and crown molding in the interior, the front porch with a swing, an older tree shading the back yard, and the white picket fence.

 

Or maybe your dream …

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May 5, 2016

Get Your Credit Score in Shape Before Buying a Home

How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment. Don't fall in love with …

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March 3, 2016

How to Buy a Home: 7 Tips and Tricks from Real Estate Insiders for Buyers

No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are my …

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Feb. 4, 2016

Top Montana Homeowner Tax Deductions That Decrease Your Tax Burden

You can't avoid paying taxes, and we all need to pay our fair share. However, paying your fair share shouldn't place an unjust burden on you. As a Montana homeowner, your tax burden is doubled because you pay both income and property taxes. To decrease that burden and …

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Jan. 6, 2016

Success Story: First Time Buyer

Click the image to hear their story.


These first-time buyers came to me in an unusual way. By referral yes, but not your typical "hey, use this real estate agent, she is great" type of referral. I was selling a vacant buildable lot on the other side …

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